Terms & Conditions for www.mycurrencyrewards.co.uk

This website is provided by Tekbag UK Ltd t/a My Currency Rewards. Tekbag UK Ltd is registered at Companies House Reg No: 04808013 .

Basis of Agreement

Provision of all offers and discounts through our Rewards Programme is supplied by our selected third parties: World Privilege Plus Ltd, Arrivia Discover 365and No1 Currency Exchange. Once you have selected to transfer to any of our third party suppliers you are liable to the terms and conditions as shown on their websites.Your annual subscription fee is for access to our Reward Programme website www.mycurrecnyrewards.co.uk.

Tekbag UK ltd holds no responsibility for any inaccurate information, material loss, or damage that may occur on the this website or any third-party suppliers website. If you have any problems on the website, please contact us in the first instance and we will endeavour to correct the problem.

Your use of this website ("the Website") is subject to these Conditions, which may be amended from time to time. Accordingly, by using the Website you are deemed to accept these Conditions without modification. If you do not agree with these Conditions you are not authorised to use the Website.

Use of the website

We grant you the right to access the Website for your personal and non-commercial use. You may for your own use only, view, copy and print out materials included on it (except for any source codes).

You may not modify, copy, distribute, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Website, its contents and any related software.

You warrant to us that you will not use the Website for any purpose that is unlawful or prohibited by these Conditions.

You acknowledge that the inclusion of hyperlinks on the Website does not imply any endorsement by us of the material on such websites or any association with their operators and that if you use these hyperlinks you will be leaving the Website.

You acknowledge that the copyright in and all other intellectual property rights in the Website, its contents and the underlying software and any related software belong to, or are licensed to us and that, except as provided by these Conditions, you will acquire no rights in the Website, its contents and the underlying software and/or any related software.

Viruses

Whilst we will take reasonable steps to exclude viruses from the Website, we cannot guarantee such exclusion and no liability is accepted for viruses. You are recommended to take all appropriate safeguards against viruses before accessing the Website, its contents and the underlying software and/or any related software.

Our Obligations and Disclaimer

We may at any time and for any reason correct without liability any typographical, clerical or other error or omission in the information contained on the Website, and we reserve the right to make amendments and/or improvements on the Website at any time.

The material featured on the Website is provided on an "as is" and "as available" basis and accordingly we do not give any warranty (express or implied) or make any representation that the material will be suitable for any particular requirement of yours or use by you; our online service will operate error free or without interruption or that any errors will be corrected; or the material is complete, accurate or up to date.

We have no liability for any errors or omissions in postings or for hyperlinks contained on the Website or embedded in messages included by contributors to the Forums (as defined below). We shall exercise reasonable care in compiling the Website; however we have no liability for any action (or any lack of action) taken by any person or organisation, wherever they are based, as a result, direct or otherwise, of information contained in or accessed through any hyperlink and/or the Forums.

Liability

Our liability, and the liability of our agents, employees and sub-contractors, to you or any other party for any loss or damage whatsoever arising in connection with the Website (whether under these Conditions or any contract or in consequence of misrepresentation, misstatement or tortious act or omission, or otherwise, including, without limitation, liability for negligence or breach of statutory duty) is limited as follows:

• no liability is accepted for any financial loss or loss of anticipated savings, profits or otherwise.
• no liability is accepted for any consequential loss or damage, costs, expenses or other claims for consequential compensation whatsoever (whether or not we have been advised of the possibility of such loss occurring); and/or:
• all other liability is limited to damages not exceeding the current Membership Fee payable in respect of any single incident or series of connected incidents.

Nothing in these Conditions shall exclude our liability for death or personal injury as a result of negligence.

In accordance with the Consumer Transactions (Restrictions on Statements) Order 1976 nothing in these Conditions shall affect your statutory rights as a consumer.

Matters beyond our reasonable control

If we cannot provide you with access to the Website and/or the on-line services in accordance with these Conditions because of something beyond our reasonable control, including (without limitation) act of God, lighting, flood, exceptionally severe weather, fire, explosion, war, civil disorder, industrial disputes, acts or omissions of persons for whom we are not responsible (including telecommunications and internet service providers) or acts of local or central Government or other competent authorities, we will not be liable to you as a result.

General

These Conditions constitute the entire agreement between us relating to your use of the Website, supersede any previous agreement or understanding and may not be varied except in writing by you and us or as provided in these Conditions. All other terms and conditions, express or implied by statute or otherwise are excluded to the fullest extent permitted by law.

You acknowledge that we may modify these Conditions at any time for any reason.

In these Conditions words importing gender include each other gender; references to persons include bodies corporate, firms and unincorporated associations; and the singular includes the plural and vice versa.

The headings in these Conditions are included for convenience only and shall not affect their interpretation.

Nothing in these Conditions is expressly or impliedly intended to confer on any third party any right to enforce any of its provisions pursuant to the Contracts (Rights of Third Parties) Act 1999 except our agents, employees and sub-contractors.

Any notice required or permitted to be given by either of us to the other under these Conditions shall be in writing and in the English language and addressed to us at our registered office and to you at the address given on the Membership Registration Form or to such other address as may at the relevant time have been notified to the other by giving notice pursuant to this provision. Any such notice shall be sufficiently given if forwarded by first class pre-paid mail (if both of us are situated within the United Kingdom) or sent by air mail (in all other circumstances) and shall be deemed to have been received and given (a) in the case of first class pre-paid mail, two days after the date of mailing and (b) in the case of pre-paid air mail, 7 days after the date of mailing.

No waiver by us of any breach of these Conditions by you shall be considered as a waiver of any subsequent breach of the same or any other provision.

If any provision of these Conditions is held invalid or unenforceable in any jurisdiction then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision. In the event that a provision is rendered void and unenforceable this shall be ineffective to the extent of such invalidity or unenforceability without invalidating or rendering unenforceable the remaining provisions of these Conditions, and any such invalidity or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provisions in any other jurisdiction.

These Conditions are subject to the laws of England and Wales and you agree for our benefit to submit to the exclusive jurisdiction of the English Courts.

Use of the Website is unauthorised in any jurisdiction that does not give effect to any provisions of these Conditions.

Subscribing

You will need to subscribe to our website to access our Reward Programme and any additional added bonuses. Our normal subscription fee at the time of purchase applies but we do supply our services to employees and members of companies or organisations at a reduced price and with extra benefits included.

Company and Organisation Registrations

Some Companies or Organisations may choose to register their employees or members via our Bulk registration process, it is the sole responsibilty of each company or organisation to get the proper pemissions from their employees or members to pass any personal information on to us for the bulk upload process.

Companies or Organisations may choose to pass on a specific discount codes to their employees or members so they can register themselves at a reduced or zero cost fee, we reserve the right to cross reference any applications using a discount code with the company or organisation involved.If a subscriber is found not to belong to the compnay or organisation stated during the registration process and can not provide any evidence to the contrary we reserve the right to cancel the membership and withold any monies paid

Our Travel Savings Programme and the Buy 1-get-1 Half Price Cruise Voucher are provided as an extra benefit to members that are registered by their Company or Organisation. Our Travel Savings programme is provided by Arrivia Europe Ltd T/A Discover 365 and any other trading names used by Arrivia Europe Ltd. Once you enter the Arrivia Discover 365 website you are bound by the terms and conditions as shown on their website. All offers and promotions provided by Arrivia Discover 365 either on the website or via emails or social media channels that we may pass on to our clients are the resposibility of Arrivia Discover 365 and we are not responsible for any content provided to us and passed on in good faith

Any extra Company or Orgasnisation benefits provided such as Travel Savings or Buy One Get One Half Price Cruise Offers are offered as an extra benefit by our third party providers. These extra benefits may be time limited and withdrawn at any time dpendent on our third party provider T&C's.

Upon any annual renewal of subscriptions any exta benefits available for renewals will apply at the time of renewal, extra beneifts such as Gold membership of the Arrivia Discover 365 programme, Buy 1-gewt-1 Half Price Cruise Voucher may incur an extra charge on top of any renewal subscription fee but will be offered as an extra benefit purchase.

Third Party Rights

Nothing in these terms will confer any benefit on any third party or any right to enforce these terms.

Personal Information and Payment Security

Please click on our Privacy Policy link to find out how we use your personal information. By using the Website, you consent to such use and warrant that all information provided by you is accurate.

If you have been granted access to the My Currency Rewards website by your Company or Organisation we deem that you have given consent to your company or organisation to pass your personal detials to us for the sole use of registering you on our Rewards Programme plaftform.

We use secure server software to make our internet transactions secure.

All debit card holders are subject to validation checks and authorisation by the card issuer. If the issuer of your payment card refuses to authorise payment your order will not be accepted.

3D Secure is a payment verification protocol used by major card issuers, branded as 'MasterCard Secure Code' and 'Verified by Visa' to prevent credit card fraud. Depending on the card issuer, 3D Secure is an opt-out option or a required service for using the card to make internet purchases. Cards registered with 3D Secure require the user to enter a Personal Identification Number (PIN) code or password. This PIN code is not the same PIN code issued with the card.

3D Secure verifies the card details provided by you. The system is completely automated, and we do not store or process any of the data provided by the 3D Secure system.

Limiting Our Liability

All content and services on or available through the Website are provided on an "as is" basis and My Currency Rewards does not make any representation or give any warranty in respect of the Website or its content. In particular, My Currency Rewards does not give any warranty as to the accuracy, suitability, reliability, completeness, performance, fitness, freedom from viruses or timeliness of the content or services contained on the Website.

Moreover, but without limiting the exclusion, the information services on the Website are intended for use by holiday or business travellers or by individuals or companies seeking to make payments abroad in foreign currencies and should not be used for speculation or investment. These information services and other content of the Website are not intended to amount to advice on which reliance should be placed. We accept no responsibility or liability arising from any reliance placed on such services by any visitor to the Website or by anyone who may be informed of any of its contents. In addition, we give no assurances that you will receive the services for which you register.

We use reasonable care and skill in providing the Service. However, we shall not be liable to you for the following:

• if we are unable to perform any of our obligations to you due to failure of any technical systems or for any other reasons beyond our reasonable control including, amongst other things, war, terrorism, government action, natural disaster, and industrial dispute.
• for any damage to your computer equipment as a result of using the Website or the Service; or
• for any indirect, or consequential losses, claims or damages suffered by you or incurred from your use or delay or inability to use the Website or the Service however caused.

Alteration of Terms

We may, at any time, with immediate effect, in respect of future orders, change, suspend or withdraw the Website, the Service and these Online Terms and Conditions without notice and without liability to you. If we revise these terms, we will post the revised version on the Website. You are expected to check our Online Terms and Conditions from time to time to take notice of any changes we make, as they are binding on you. By using the Website or the Service or by placing orders after we have changed these terms, you will be accepting the changes.

These Online Terms and Conditions were last updated on 1st January 2024.